Enduring an auto accident can be quite nerve-wracking. For this reason, it is easy to understand why so many people make mistakes afterward. However, some mistakes may have serious consequences down the road.
To avoid these, here are a few important steps to take after an auto accident.
The records from your accident are among your greatest sources of evidence. Therefore, it is beneficial to keep all records, especially the accident report, which you should file in accordance with the state's requirements after an auto accident. Any medical records and hospital bills can aid in determining damages. It would also be helpful to keep all records together in one place, providing copies of the original forms to others when possible and maintaining the original for yourself.
See a doctor
Even if you do not feel like you have any major injuries, it is important to seek medical attention after an accident. A small injury may evolve into more; in fact, issues such as traumatic brain injuries can become critical or life-threatening if not treated properly. The medical records provide the medical documentation you will need in order to seek the personal injury settlement that you deserve. You should also seek medical attention from an unbiased, third-party health care provider, rather than a physician who the insurance company suggests.
Speak to the insurance company
When you speak with an insurance provider, whether your own or the insurer of the other party, you want to make sure you keep your story consistent, concise and truthful. You should make sure that you share the same information from beginning to end, starting with your report at the scene of the accident. Only provide factual statements, and try to keep them short and to the point.
These are a few important steps to take after an accident, but they do not encompass everything for every situation. Do not feel pressured to make any rushed decisions after an accident. If possible, take your time, evaluate the situation and make the best determination for you.